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Save $$$ on Prescriptions-easy!

August 24th, 2008 at 01:18 am

I have been so bummed about going to the expensive HSA with the $5k deductible. I still am, but I have found a little relief.

I checked my professional association and found that they offer a Rx Discount card for no additional fee as long as you are a member in good standing (in other words, paid your dues for the year). I also stumbled upon the fact that BJ's Wholesale Club also offers a Rx Discount card for its' members. Go here to read more if you are a member of BJ's club: http://www.pharmafutures.net/bjs/rxdiscountcard.html

Both websites offer a Rx look-up service which tells me how much I should expect to save on the prescriptions our family needs. I just typed in the name of the medication, the number of pills per month and it spit back a real cost with the card.

Now for the really good news. It looks like the BJ's discount card will save us $25/month on my daughter's medication. It's not a fortune, but every bit helps as you all know.

So, moral of the story, check with your professional organizations and other affiliations you may have to see if they offer any "extra perks" with membership. It could really pay off! Smile

Posted in Saving Money, Insurance | 5 Comments »

5 Responses to “Save $$$ on Prescriptions-easy!”

  1. Amber Says:
    August 24th, 2008 at 02:14 am 1219544071
    1219544071

    Publix also provide free antibiotics if you ever need them in addition to $4 generic meds...thanks for the tips

  2. disneysteve Says:
    August 24th, 2008 at 02:31 am 1219545078
    1219545078

    And don't forget Walmart's $4 plan (other pharmacies have similar plans - Target, Wegmans and others). I've saved my patients thousands of dollars switching their meds to this plan. It doesn't matter what type of insurance you have, or if you have none. It may be cheaper to go to Walmart than to use your insurance.

    I read earlier today that 67% of prescriptions last year were generics. I think we'll see that number even higher this year and future years as these discounted plans grow in popularity and more top-selling drugs go generic.

  3. MariRDH Says:
    August 24th, 2008 at 06:21 pm 1219602072
    1219602072

    Unfortunately my daughter's generic is not on any of the cheap rx lists...at least not yet. I am ever hopeful, and will keep checking every few months.


    Speaking of saving money on medication, ANOTHER (in the incredibly long list) of cons of living in NJ - we can't take advantage of any of the prescription savings programs such as Target Rx Rewards or the cash incentives for transferring our prescriptions to different pharmacies. At least my family can't because we aren't senior citizens. Every time I think about it I get angry. I really feel it is reverse age-discrimination. Obviously it is important to help those who are on fixed incomes, but why hinder everyone else?! Frown

  4. gamecock43 Says:
    August 24th, 2008 at 11:28 pm 1219620528
    1219620528

    good ideas!

  5. disneysteve Says:
    August 25th, 2008 at 01:03 am 1219626226
    1219626226

    Yep, not being allowed to use the coupons bugs me, too. Why only seniors can do it makes no sense to me.

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