Good news and bad news really.
Good news - it does not look like they raised the rates, so I get to keep my 2% and 3%. Whew!
Bad news - they charged me a $39 late fee. Ouch! Haven't seen one of those in a long time, and never want to see another. I went in today and made an extra payment toward September's bill so I will definitely make the minimum with no problem.
Oh, and when I was looking at the statement online I noticed the "purchase rate" is at 19.24%!!! Yikes...much worse than I thought it was. I NEVER want to have to feel the pain of that rate!
Good news on the Citibank card
August 27th, 2006 at 02:35 am
August 27th, 2006 at 11:45 am 1156679127
Simply explain your situation and ask if the late fee can be reversed for this occurrence. Hey, it's worth $39.......
If they can't/won't....nothing lost.....simply move on with a lesson learned.
August 28th, 2006 at 01:09 am 1156727390
August 28th, 2006 at 02:42 am 1156732942
Baselle, Yes, that is why I love my CapitalOne - they never raise your rate because of other accounts. This is the card I am most concerned about because it has the transferred balances at such nice low rates. I will definitely be keeping an eye out for next months bill to see if anything changes, though. Thanks for reminding me!