January was a 3 paycheck month for me. We use YNAB to budget, but are used to being allotted our "mad money" every 2 weeks. For this "extra" paycheck I'd love to be able to put the whole check toward EF or split between EF and our smallest debt (the personal loan that is down to $1,486). I can not wait to pay that loan off! I have been paying $230/month on that which is the minimum plus $103 from a loan I paid off prior to this one. Once that one is gone I will add the $230 to our next debt in line and really get rolling.
Anyway, I ended up taking 1/2 of our usual amount of "mad money" from this extra check instead of the whole amount or nothing. My DH is still not happy to have his mad money cut in half, and I tried to explain the concept of the "extra check". He is not happy but he is living with 1/2 the mad money for the next 2 weeks until I get paid again.
3 paycheck month
February 1st, 2009 at 02:34 pm
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February 2nd, 2009 at 02:23 am 1233541420