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Thought of another way to save more $

January 4th, 2008 at 04:15 am

I got paid today and even though it is a very small paycheck (office was closed from 12/22 - 1/2) I had an idea. As I logged it into YNAB under Income:Primary I decided to automatically place the amount in the ones place and the change into my EF category. So, for example, if my check is for $548.44, I will budget $8.44 to the EF before allocating my other categories. I'll automatically have to live without that money so I shouldn't miss it. I get paid every 2 weeks so that should give me a good bit of extra money toward the EF each month. I really feel like I am getting the new year off on the right foot for once! Smile

Tomorrow's EF deposit will be: $4.55
Making my new EF total: $1,227.59

6 Responses to “Thought of another way to save more $”

  1. mom-from-missouri Says:

    Good idea

  2. Nic Says:

    Brilliant! Smile

  3. MarianneJ Says:

    I really appreciate the encouragement! Thanks a bunch. Smile

  4. luxliving Says:

    You know Marianne that is a good idea. Why? Because it works for you. And it will work for other people if they choose to use it. That's the trick about each of us getting our financial lives turned around. We each find certain ways to do things our own way that make sense to us, are doable and fit our own particular lifestyle and thinking styles.

    Very nice. It's a play on the sweeping change from our wallets and saving one dollar bills which I think is a Suze Orman idea. It works! Way to go for being willing to think differently.

  5. miclason Says:

    That'll work because it's so easy and simple...and, you know, I'd have never thought of that!....hmmmm...

  6. denisentexas Says:

    Oh, what a nice idea! I think I might try that myself. I get paid today so this is a good opportunity to give it a shot. Smile

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